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Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top New Bern, Havelock and Oriental real estate agents to offer services such as these.

Once you fill out the form, we will quickly process your information and get right back to you!

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation...

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School Reports in New Bern, Havelock and Oriental, North Carolina

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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North Carolina Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in New Bern, Havelock and Oriental

Pricing >Sellers Beware

Here is a scenario for sellers to avoid. You contact a real estate agent to list your home and the agent suggests that you might get more for your house than comparable homes on the market. The agent assures you that it only takes finding one person who is willing to pay your price!

Some agents approach a listing appointment as if they are bidding for your home. The unfortunate result is that you start out with an unrealistic opinion of your home's value. There is often a strong temptation to work with a person who says what you want to hear. An experienced, reputable real estate agent will back up their opinion of your home's value with hard data. The agent should give you information about the listing price of homes that are currently on the market, and recent selling prices of similar properties in your immediate area.

Even the most heroic marketing efforts won't work on a property that is obviously overpriced, (except in the most exaggerated of seller's markets.) Even if you find a buyer who is willing to pay more than your home is worth, the sale could fall apart when the appraisal comes in lower than the agreed-upon price. Listen to everything, but be careful!

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Q	What is the earliest residential building that remains in Manhattan?
A	Fraunces Tavern, built in 1719, is where George Washington delivered his Farewell Address to his officers in 1783.
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Jason Sanderson and The Sanderson Team, REALTOR®, real estate agents and broker for New Bern, Havelock and Oriental North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Jason Sanderson and The Sanderson Team
Prudential Clear Water Realty
246 Craven St.
New Bern, NC 28560
Cell: 252-671-6320
Office: 252-675-8212
Fax:: 252-633-4337
Email: Jason@SandersonTeam.com
Email: Tim@SandersonTeam.com
Email: Erica@SandersonTeam.com
Email: Marguerite@SandersonTeam.com
The Sanderson Team takes buying and selling real estate to a whole new experience. We are in continous training from the Nations top real estate teams to learn new ideas and better ways that we can serve you. Please call The Sanderson Team for New Bern's top Real Estate Professionsals.

Prudential Clear Water Realty. Equal Housing Opportunity.

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