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Welcome! Here You Can Find Great Information on New Bern, Havelock and Oriental, North Carolina Real Estate  Looking for waterfront homes, single-family homes, townhomes, or condos...look no further than Jason Sanderson and The Sanderson Team. We have over 40 years of combined real estate experience and we are the top experts in the New Bern and Havelock areas. We specialize in New Bern and Havelock real estate. From waterfront estates to small townhomes in our community we can find exactly what you are looking for. In the past several years we have sold hundreds of homes, with last year exceeding over 12 million in sales and nearly 100 homes. Choosing the Prudential Franchise was a well thoughout plan before I bought a Real Estate Company. I investigated several franchises like Coldwell Banker, Century 21, and Remax. The Prudenial Franchise was the best selection and support for the individual owners. Prudential Real Estate Franchise has the best Technologies for the home buyers and sellers. The support was their making the decision easy on picking the best Real Estate Franchise. "PRUDENTIAL CLEAR WATER REALTY. Here at Prudential we sell more homes per agent than any firm locally. We are proud to be # 1.
Buyers Our job is to help you, our buyer customer, to find the perfect fit for you and your family. From finding your new home to closing at the attorney's office we strive to provide an experience second to none. There is no cost to you for professional representation when you buy through the Sanderson Team. When you do find the right home we will also let you use our FREE local moving truck. So, when it's time for you to buy, call Jason or Sheri, the top Buyer Specialist's in the New Bern and Havelock area. It will be their pleasure to help you! Sellers Please, do not list your home until you have interviewed The Sanderson Team. Real estate is often an individual's largest asset and you owe it to yourself to be well informed. We do things different and better at the Sanderson Team. We have innovative technology and tools to bring buyers and sellers together for a WIN/WIN transaction. We are the best at advertising your home...from internet marketing on popular websites, print ads and other local marketing campaigns. Our network of buyers and sellers is sure to get your home sold in any real estate market, good or bad. Let us show you the benefits of a well run real estate team. Remember, when you call the Sanderson Team you get the staff of a small company for the price of one Realtor. We look forward to having a moving experience with you! Jason Sanderson and The Sanderson Team  |  | | | | |
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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Which islands are considered the largest islands in the US?
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| A |
The Hawaiian Islands with 10,456 square miles are followed by Kodiak Island in Alaska at 9,510 square miles. |
 See More Real Estate Trivia > |
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